Last updated: June 1, 2025 | Version 2.0
1. Overview
These Payment Terms & Conditions govern all financial transactions on the Nyaya Siddhanta platform, including subscription payments, course enrollments, workshop registrations, re-registrations, and certificate verification fees. By making a payment, you agree to these terms in addition to our general Terms & Conditions.
2. Accepted Payment Methods
- Credit Cards: Visa, Mastercard, American Express, RuPay
- Debit Cards: Visa, Mastercard, Maestro, RuPay
- Net Banking: All major Indian banks
- UPI: Google Pay, PhonePe, Paytm, BHIM, and all UPI-enabled apps
- Digital Wallets: Paytm, PhonePe, Amazon Pay
3. Pricing & Currency
- All prices are listed in Indian Rupees (INR)
- Prices include applicable GST unless otherwise stated
- We reserve the right to revise pricing with 30 days' notice
- Price changes do not affect active subscriptions until renewal
- Re-registration fees are charged at the current published price at the time of re-registration, which may differ from the original enrollment fee
4. Course & Workshop Enrollment Payments
- Course enrollment fees are charged as a one-time payment per enrollment period
- Workshop fees are charged per event registration
- Payment must be completed before access to paid course materials is granted
- Free courses do not require payment but are subject to enrollment terms
- Enrollment fees cover access for the duration specified at the time of enrollment (typically 12 months)
5. Re-registration Fees
If your course enrollment expires or is withdrawn, you may re-register for the same course. The following terms apply to re-registration:
- Re-registration requires payment of the full course fee applicable at the time of re-registration
- Re-registration creates a new, independent enrollment with a fresh access period
- Previously submitted assessments, answer sheets, and project submissions from prior enrollments are not carried over and must be resubmitted
- Any certificate issued under a prior completed enrollment remains valid and is unaffected by re-registration
- Re-registration is not available for courses that have been discontinued or are no longer published
- There is no limit on the number of times a learner may re-register for the same course, subject to payment of the applicable fee each time
6. Subscription Payments
- Subscription fees are billed in advance at the start of each billing cycle
- Subscriptions auto-renew unless cancelled before the renewal date
- You will receive a reminder email 7 days before auto-renewal
- Cancellation takes effect at the end of the current billing period
7. Certificate Verification Fee
- Public certificate verification may require payment of a nominal fee as displayed on the verification page
- Learners and administrators can verify certificates free of charge
- Verification fees are non-refundable once the verification is completed
8. Payment Processing
- Payments are processed securely through PCI-DSS certified payment gateways
- We do not store your complete card details on our servers
- All payment data is encrypted using 256-bit SSL/TLS
- You authorise us to charge your selected payment method for the agreed amount
9. Billing & Receipts
- A receipt is sent to your registered email for every transaction
- GST invoices are available in your account dashboard
- Receipts are generated with a unique receipt number for each transaction
10. Failed Payments
- If a payment fails, your enrollment or subscription will not be activated
- You will be notified of failed payments by email
- You are responsible for ensuring sufficient funds or credit limit
11. Taxes
- GST at applicable rates will be added to all transactions
- GST invoices are issued for all transactions
12. Contact for Payment Issues
For any payment-related queries, contact us at:
Email: billing@nyayasiddhanta.com
Response Time: Within 2 business days